Seminars

1. Research
2. Seminars

We organise seminars for researchers on Wednesdays from 10am to 11am.  Labore seminars will be arranged on-site, hybrid or Teams. The seminars will be held at Economicum (Arkadiankatu 7), seminar room, 4th floor. The speeches presented at the seminar are not intended for the public.

FORTHCOMING

21.5. Jussipekka Salo (Helsingin yo): The Impact of Rising Interest Rates on Household Financial Beliefs and Behavior (hybrid).

Abstract: I study how rising interest rates influence household beliefs and financial behavior using detailed Finnish data that link administrative mortage records with survey-based beliefs. The sharp increase in interest rates during 2022 creates two sources of variation: a general rise in market rates and the household-specific timing of mortgage payment adjustments. Using difference-in-differences methods, I show that mortgage borrowers become more pessimistic about their personal finances and macroeconomic conditions, reduce their intentions to consume, and decrease actual consumption relative to homeowners without mortgage obligations. These responses emerge early, often before mortgage payments increase, suggesting the forward-looking nature of households in high-stakes financial environments. The findings demonstrate that monetary policy affects beliefs through the adjustable-rate loan channel and show that households extrapolate personal financial shocks into broader economic pessimism.

PAST SEMINAR

• 5.2. Thang Dang (Turku yo & INVEST-lippulaiva): Homeland Insecurity and Mental Health.
• 12.2. Allan Seuri: TBC – Opintotuen tason vaikutukset opintoihin ja toimeentuloon – oppimateriaalilisän käyttöönotto.
• 5.3. Merja Kauhanen, Jeremias Nieminen, Ohto Kanninen & Milla Nyyssölä (Labore): Oleskeluluvalla Suomeen tulevien toimeentuloedellytyksen kehittämisvaihtoehdot ja niiden vaikutukset.
• 12.3. Juho Alasalmi (PTT): How many of the currently employed immigrants came for work?
• 26.3. Ozan Yanar & Labore researchers: Guarantee pension.
• 25.4. Paolo Fornaro (Labore) & Mika Maliranta (Labore & Turun kauppakorkeakoulu): Yritysten tuottavuus ja työvoiman korkeakouluosaaminen.
• 14.5. Jani Kuhakoski (Labore): Stars aligned: The effect of birth month on cognitive and non-cognitive skills.